Privacy Policy for Fin Xclusivetrack
Effective Date: 08/01/2025
Welcome to Fin Xclusivetrack aka Xclusive Finance (“we,” “our,” or “us”). We value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you visit our website, https://fin.xclusivetrack.com.ng/ (“Site”). Please read this Privacy Policy carefully to understand our practices regarding your information and how we handle it.
1. Information We Collect
We may collect the following types of information when you use our Site:
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Personal Information: Information you voluntarily provide, such as your name, email address, phone number, or other contact details when filling out forms, subscribing to newsletters, or applying for jobs or grants through our platform.
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Non-Personal Information: Data automatically collected, such as your IP address, browser type, operating system, referring URLs, pages viewed, time and date of your visit, and clickstream data.
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Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your browsing experience and collect information about your interactions with our Site. This may include session cookies, persistent cookies, and third-party analytics tools.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To operate and maintain our Site, ensuring smooth user experience.
- To provide you with relevant content, including information about loans, grants, and jobs abroad.
- To send you updates, newsletters, or promotional materials, if you have subscribed to such communications.
- To respond to your inquiries, provide customer support, or process your applications.
- To personalize your experience by understanding your preferences and tailoring our content accordingly.
- To analyze user behavior, improve our services, and develop new features or offerings.
- To comply with legal obligations, enforce our terms and conditions, and protect our rights and those of others.
3. Disclosure of Your Information
We do not sell, rent, or share your personal information with third parties, except in the following circumstances:
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Service Providers: We may share information with third-party service providers who assist us in operating our Site, delivering services, or conducting business. These providers are bound by confidentiality agreements and are only authorized to use your information as necessary to provide their services.
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Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity.
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Legal Compliance: We may disclose your information to comply with legal obligations, such as responding to subpoenas, court orders, or government requests.
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Protection of Rights: We may share your information to protect our rights, privacy, safety, or property, as well as that of our users or others.
4. Cookies and Tracking Technologies
Our Site uses cookies and similar technologies to improve your experience. These technologies help us understand user behavior, remember your preferences, and deliver personalized content. You can control your cookie preferences through your browser settings, but please note that disabling cookies may affect the functionality of our Site.
5. Third-Party Links and Services
Our Site may contain links to third-party websites or services, including job boards, financial institutions, or grant providers. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review their privacy policies before providing any personal information.
6. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.
7. Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.
8. Your Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- Access and Correction: You can request access to your personal data and ask us to correct or update inaccurate or incomplete information.
- Deletion: You can request the deletion of your personal information, subject to legal or contractual obligations.
- Data Portability: You may request a copy of your personal data in a structured, commonly used, and machine-readable format.
- Opt-Out of Marketing: You can opt-out of receiving marketing communications by following the unsubscribe instructions in our emails or contacting us directly.
- Withdraw Consent: If we rely on your consent to process your data, you can withdraw it at any time without affecting the lawfulness of prior processing.
To exercise any of these rights, please contact us using the details provided below.
9. Children’s Privacy
Our Site is not intended for children under the age of 13. We do not knowingly collect personal information from children. If we become aware that a child has provided personal data, we will promptly delete it. Parents or guardians who believe their child may have provided us with personal information should contact us immediately.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes by posting the updated policy on our Site and updating the “Effective Date.” Your continued use of the Site after such changes indicates your acceptance of the revised Privacy Policy.
11. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at:
Email: [email protected]
We are committed to addressing your inquiries promptly and transparently.
By using our Site, you agree to the terms of this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.